Privacy Policy
Kizhill Pty Limited t/as "mynetworth" understands the importance of protecting your personal information. Our Privacy Policy complies with the Australian Privacy Principles set out in the Privacy Act 1988 (Cth legislation).The Act explains how your personal information will be managed when dealing with our company.
Scope of our Privacy Policy
Our privacy policy relates to Kizhill Pty Limited trading as "mynetworth" (referenced in this policy statement as "mnw") and its associated entities.
The Purpose of collecting your personal information.
"mnw" collects personal information for the primary purpose of providing users with access to the "mynetworth"calculator. We may also collect personal information for marketing purposes.
The personal information collected by "mnw" may include:
- name, address, telephone numbers &email address
- credit card information and bank account details
- user ID'S & Passwords
- your personal website usage information
- details of services provided to you
- other personal information you provide to "mnw" in order to participate in marketing, market research or our mailing list.
"mnw" takes reasonable steps to ensure you are aware of:
- the likely use of the information about you
- the identity and contact details of the organisation
- right of access to the information
- any law requiring collection of the information
- main consequences of failing to provide the information.
Information is only collected:
- if it is a necessary part of the "mnw" business operation
- where practicable , only for the individual concerned or authorised representative acting on behalf of the individual
- using lawful and fair means
Use and disclosure of your personal information
"mnw" may use your personal information:
- for the primary purpose of facilitating access and use to the '"mynetworth" calculator and associated website information; or
- where the individual would reasonably expect this; or
- where the individual has consented; or
- the individual may be directed to third parties or referral partners who provide services for the purpose of marketing & promotional purpose or specific advice services which is directly related to the purpose for which the personal information was collected.
Keeping your personal information up to date and accurate
"mnw" takes steps to ensure your personal information is up to date and accurate, and not misleading , by updating its records and data base whenever changes come to its attention. "mnw' disregards information likely to be inaccurate or out of date.
If you believe your information is incorrect, incomplete or not current, you can request an update of your information by contacting the Privacy Officer -refer below for details.
"mnw" will correct personal information about you, if it discovers or you are able to substantiate the information is incorrect.If you seek correction to your personal information and "mnw" disagrees that the information is incorrect, "mnw" will provide its reasons for taking that view.
"mnw'' will disregard information that appears inaccurate or out of date by reason of time that has elapsed since it was collected or by reason of any other information it has in its possession.
Using our website
When you visit the "mnw" website, access the "mynetworth" calculator or any other application on the website, "mnw" may record anonymous information such as IP address, date & time referring URL, pages accessed and documents downloaded, type of browser and operating system.
"mnw" also uses "cookies". A cookie is a small file that stays on your computer until, depending upon whether it is sessional or persistent, you turn the computer off or it expires.Cookies may collect and store your personal information. You may adjust your internet browser to disable cookies. If you disable cookies you may still use the "mnw" website but certain website features may be limited.
"mnw" website may contain links to or from other websites."mnw" is not responsible for the privacy practices of other websites.This privacy policy only applies to the information "mnw" collects on this website. You should refer to the Privacy Policies of other websites you link into from "mnw" for their details.
Marketing and Opting-Out
"mnw" may use your personal information for:
- analysing services so as to improve and develop new services
- promoting and marketing of current and future services
- informing you of upcoming events or matters
"mnw" may disclose your personal information to third party marketing providers so they may assist in improving the marketing and provision of services to you.
At the point "mnw" collects information about you, you may be asked to "opt-in" to consent to "mnw' using or disclosing your personal information. You will generally be given the opportunity to "opt-out" from receiving marketing communication. You may "opt-out" from receiving these communications by clicking on an unsubscribe link at the end of an email or by contacting "mnw"
Access to your personal information
"mnw" acknowledges that individuals have a general right of access to information about themselves and to have inaccurate information about themselves corrected.
Access to information may be subject to conditions and limitations. Any refusal or limitation to access of information will be given by written notice.
Securing Personal Information
"mnw" protects personal information from misuse or loss by restricting access to the information in electronic format and appropriate physical and communication security. Any data that is destroyed is disposed of in a manner which protects the privacy of information in an appropriate manner.
Your personal information may be stored on a cloud storage system provided by a cloud storage provider. The cloud storage provider and host is located in Australia and we require them to comply with strict personal information security standards and the terms consistent with the Privacy Act.
Dealing with unsolicited information
"mnw" takes all reasonable steps to ensure that all unsolicited information is destroyed as soon as practicable.
Overseas communication of information
"mnw" does not send personal information overseas , except in individual cases where necessary for the purpose of a specific matter or requirement and in accordance with an instruction or the normal course of doing business. "mnw" will ensure disclosures will be subject to the same privacy protection as within Australia.
Collection of sensitive information
"mnw" does not collect sensitive information unless it is specifically relevant and necessary to the application of the website. Prior authorisation would normally be sought. "mnw" would not normally retain sensitive government information such as tax file numbers for individuals.
Complaints & disputes
If you believe "mnw" has not complied with its obligations relating to your personal information under this privacy policy or under the Privacy Act, please refer any complaint to our Privacy Officer.
"mnw" will ensure your complaint is handled by its Privacy Officer in an appropriate and reasonable manner. A written notice of our decision regarding your complaint will be provided to you.
Who to contact for further information?
Privacy Officer
Kizhill Pty Limited t/a mynetworth
Contact (m) 0408 205730
Changes to Privacy Policy
This policy may change from time to time. The above policy is current as at 1 July 2024.